What are the advantages of a high-deductible insurance plan?
The annual cost for medical services is less than $2000 for more than 90% of the US population. So, high-deductible health insurance policies are often available that are very affordable. For example, a family might save nearly $5,000 per year in insurance premiums by purchasing a $2,000 deductible (per family member) insurance policy for $200/month.The same policy with a $250 deductible is often around $600/month.So, the combination of a high deductible plan plus an annual physical combined with health savings account and virtual office visits is often a good value. Rates and policies vary widely by one’s health, employer, location, and age. We offer discounted fees if payment is made at time of service.
